So, you're a homeowner. Maybe you've been in your cozy abode for a while now, or perhaps you're just starting to nest. Either way, there comes a time when you might consider a cash-out refinance. But when is it a good time to take the plunge into the world of cash-out refinancing? Let's explore.

When It’s a Smart Move

First off, what exactly is a cash-out refinance? Well, it's like hitting the reset button on your mortgage, but with a twist. You snag a new loan that's a tad bigger than your current one, pocket the difference in cash, and then kick back and ponder what to do with it.

Now, picture this: you've been keeping up with your mortgage payments, and your home's value has soared over the years. Suddenly, you find yourself with some

Are you currently searching for your first home in Middle Tennessee? If so, it’s essential that you formulate your budget differently than you have as a renter. In addition to the costs of your base mortgage payment, your interest payment, and property tax will also be due monthly.

Additional scheduled and unexpected costs like routine maintenance costs, repairs, and homeowners’ insurance must also be accounted for. Your true costs will be far different from a simple monthly repayment of the principal on your loan.

Today, we’re explaining everything you need to know about property taxes as a homeowner in Middle Tennessee. Let’s dive into rate calculation, payment rules, and the consequences of falling behind. Take a deep breath—you’ve got this!

Geographically, Middle Tennessee sits in a climate band called a transition zone, which means subtropical and temperate climates meet where we live. This presents homeowners with a unique challenge in caring for their lawns; our sizzling summers and freezing winters are difficult for both warm- and cool-season grasses to survive.

The good news is that our team at Parks has excellent lawn care tips for everyday problems Middle Tennessee homeowners face. Whether you’re starting from scratch or rehabilitating a lawn that has seen better days, read on to ensure that your lawn retains maximum curb appeal all year long! 

Rake, Dethatch, and Aerate

At the first thaw, use a sturdy rake to give your lawn a thorough, deep combing. You’re working to

Purchasing real estate is one of the most reliable paths toward building personal wealth, especially in Middle Tennessee, where home values are consistently increasing. However, the amount of your home’s value that should be included in your assessment of your net worth is called equity, and it is our topic today. Whether you’re shopping for your first property, wondering whether equity can help you improve your current home, or are curious whether paying off more of your home loan now is the fastest way to beef up your wealth, we’re here to help. 

Q: What is equity, and how is calculated?

A: Simply put, equity is the dollar amount assigned to the percentage of your home that you independently own.

For simplicity’s sake, let’s use

After the flurry of activity surrounding the purchase of a home, the long and luxurious process of making it one’s own may be the best way there is for a new homeowner to unwind. Today, we’re highlighting ten of the best ways to personalize your home!

No matter your budget, DIY skill level, or artistic ability, we hope these tips will guide and inspire you to have fun while you accomplish beautiful flourishes of self-expression throughout your home.

1.) Re-Make an Entrance

The entrance to your home is your first opportunity to set your home apart. A brightly-painted door, a quirky statue, a hand-shaped walkway, or bold landscaping: are any of these common approaches right for your new home?

If you’re moving into a home that has a Home